Astrive Student Loans

Do you want to be able to obtain a great college education, but you do not know how you will finance it? With the Astrive Student Loan, you can take away the worry. With this student loan, you will be sitting in the classroom before you know it.

The best way to get approval is to have a co-signer. If you have a poor credit history or have not had the opportunity to establish credit, a co-signer can help you get a good line of credit, often with lower rates and fees. In addition, a strong co-signer can also speed up the amount of time that it takes to receive the loan. You can get it in as few as five business days. In order to qualify, you will need to provide the name of the school in which you will be attending, as well as your status. You must have at least a half-time status in order to be eligible.

The minimum amount of money that you can borrow is $1,500 per year. The maximum amount is $40,000 per year, and the lifetime limit is $130,000. There are no out-of-pocket fees that you will be responsible for paying. You have up to three options for repayment of the Astrive Student Loan. You can choose to pay back the full amount after graduation. However, you must remain at least a half time student in order to be eligible for this repayment schedule. Alternatively, you can pay interest only payments. However, for this option, you must also be considered at least a half time student.

The best payment schedule is to start paying the loan back right away which will result in lower interest payments. This option will save you the most money in the long run. The maximum amount of time that you can take to pay back the loan is 20 years with a $25.00 minimum payment each month. The interest rate is variable. There are no penalties for early payment. It is encouraged. You are eligible for a student loan from Astrive if you meet the following qualifications. You must be a United States citizen. Or, you must have lived in the United States for a minimum of two years.

You must be at least seventeen years old and have a co-signer. You must have worked at the same employer for at least two years. Finally, you must have at least twenty one months of an established credit history.